Banking

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The Bulge Bracket is Coming for the Middle Market

The term “Bulge Bracket Banks” refers to the world’s largest multi-national banks. This article explains how because of the competitive environment these banks are reaching into the middle market for transactions. Much like selecting the proper legal counsel, choosing your banking partner is a vital piece of your advisory team. Contact us for recommendations. Written […]

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Term Loans 101: Term Loans Explained

Kasper & Associates has relationships and experience with many major North Texas lenders.  Please contact us for a recommendation to the right bank for your needs. From Axial Forum: ****************************** Term Loans 101: Term Loans Explained By John Scharbach Whether you need funds to start a new business or to grow your existing business, you […]

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Angel Financing

From CFO.com:   Just Call Me Angel Smaller companies in search of cash have a new source: big companies. Alix Stuart, CFO Magazine When finance executive Ane Ohm joined Harqen, an early-stage company that makes tools to index and analyze recorded phone conversations, one of her reasons for taking the job was, in a sense, lofty: […]

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Capital vs. Confidence

From CFO.com: Capital vs. Confidence Banks say they want to lend to smaller companies, but credit remains tight. Is relief in sight? Alix Stuart, CFO Magazine Last September, Centennial Bank announced that the U.S. Treasury Department had granted it $1.8 million through the Small Business Lending Fund (SBLF). Jim Basey, Centennial chairman and CEO, says the […]

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Financial Regulations

Greg Morse, CEO of Worthington National Bank, sheds light on misguided new financial regulations. http://www.fwbusinesspress.com/display.php?id=12993

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Personal Financial Statement

K&A; was contacted by a prospective buyer today asking for assistance in putting together his personal financial statement. This document is important for a buyer to compile not only to provide a bank in applying for a loan, but also important for demonstrating financial capability to the business seller and establishing credibility to any offer […]

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Small Business Needs a Break from Banks, Regulators

Before you get angry with your banker, you should look at the examiners and regulators to whom they answer. Here’s a call for a return to common sense in the world of finance. http://www.fwbusinesspress.com/display.php?id=12211

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30-Day Extension of SBA Recovery Act

On March 2nd the President signed into law a temporary 30-day extension of the SBA Recovery Act provisions with a $60 million appropriation. The 30-day extension provides increased government guarantees and the elimination of fees on small business loans. http://www.whitehouse.gov/the-press-office/statement-president-obama-signing-ui-extension-bill Here are a few thoughts on the current state of government-backed financing: More and more […]

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What's on the Mind of the Private Company Owner?

Thanks to the Private Equity Professional Digest for this snapshot of Pepperdine University’s newly released Private Capital Markets Study. The study provides insight into the entrepreneurial mind regarding risk, return and the current economic climate. What’s on the Mind of the Private Company Owner? February 26, 2010 – A new study by Pepperdine University shows […]

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Lending Requirements and Credit Scores

Business owners and prospective business buyers need to be aware of recent changes in the banking environment. Whether it’s for an acquisition loan or line of credit on an existing business, lending requirements have changed significantly in the last year. The following link is to a Fort Worth Business Press article describing some of these […]